Now, if Credit Saint fees are out of your reach, keep in mind that its possible to replicate the same results. This plan is designed to help those who want to improve their credit score before they apply for a loanor a new credit card. At the same time that they review the negative items on your report, they also look at and analyze the positive things they see and provide guidance on how you can continue with these things to improve your score. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee The professionalism of the customer support team is a huge factor in determining the probability of successful outcomes. You can also cancel the service at any time without incurring any penalties or fees. Despite its ongoing regulatory troubles, Lexington Law gets overall positive reviews from past and current customers. Overall, the process takes as long as needed to remove as many negative items from your report as possible. In addition to offering a $600 child tax credit and expanded credits for renters and seniors, Gov. On their website, they claim most customers stay with them for 6 months. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. Today, they continue offering technology-supported credit repair services thanks to their partnership with Progrexion Holding. Overall, Credit Saint is the cheaper option. Sky Blue is one of the oldest repair companies. Additionally, take advantage of the free credit consultations. Each text is published after its detailed proofreading. The company is available in a limited number of states and residents of South Carolina, Kansas, and Georgia cannot access it. Learn more about how we make money. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. This plan costs customers $139.95/month. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. People with bad credit retain credit repair companies to help them dispute entries on their credit reports and improve their credit scores. If youve recently missed a credit card payment or youre about to miss an upcoming, A car repossession can cause lasting damage to your credit report. Credit Saint also begins its repair process within 48 hours. On the positive side, you will get 100% of your money refunded if the company fails to remove any item within 90 days of signing up given that youve made full payment and you meet every other requirement given on the official website. These options range from basic to aggressive credit repair services. It also enjoys anA ratingfrom the Better Business Bureau (BBB) and its one of a handful of credit repair companies accredited by the BBB. Select any 2 Credit Repair Companies to compare them head to head, Atlantic City, NJ Mayor Leading Free Resident Credit Repair Effort. A foreclosure is a process that starts when a borrower fails to pay their mortgage. Lexington Law firm is another large and well-known credit repair agency that offers similar services to Credit Saint. Credit Saint has made strides in addressing its content gap this year. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. The mid-level plan starts as low as $99.99. Anything over 700 is considered to be "good" and can be the key to opening doors financially - everything from renting an apartment to securing an auto loan or mortgage may rest on your credit report. Both companies are established and highly visible players in the business. Elsewhere, both companies get generally favorable reviews from former and current clients. Another point to note is that most credit repair companies have a holding time until they prepare the first batch of challenges. With that said, Lexington Law is still a noteworthy credit repair firm, but it is best to shop around and see what other options are available. Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. We'd love to have you join our community! You can trust that when you read any article on Credit Weld, the interest of the reader comes first and the information provided leads to one goal: Improving your credit for life. In this second featured feedback, the client said that she received help from a phenomenal agent who was kind, patient, and understanding. She said she was planning to choose another provider but selected Credit Saint credit restoration services because of how the agent handled her questions and concerns. REVIEWED BY Brad Blanchard | September 12, 2022 November 4, 2022. For example, if your report shows your credit utilization to be too high, they might suggest you diversify or go for a new line of credit. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. There is something scary about looking at your credit report and finding items that you do not find justified or valid. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. You can also compare Credit Saint vs Lexington Law by exploring all of the top credit repair services. Free online consultation. Both Credit Saint and Lexington Law will require your full commitment. Who can you trust when looking for the best payday loans? While both companies are BBB accredited, Credit Pros has a current rating of B+. Both companies also charge an first work fee. Credit Saint charges $99.00 for this fee. Who Is a Better Credit Repair Company, Credit Saint or Lexington Law? Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. But large or small any company or person that charges anone upfront is breaking the law. 8.2 million removals and 26+ million challenges and disputes since 2012. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. Creditrepair.com maintains an advantage when it comes to tools and technology. $600 child tax credit is central to Healeys new tax relief package. However, articles or reviews may contain affiliate links and we may earn a commission. The Clean Slate package is Credit Saints most aggressive credit repair plan. Of course, as with anything, different aspects of each company will appeal to different clients, so you should always individually weigh the pros and cons of both Credit Saint and Lexington Law before deciding which one would work best for you and your credit repair needs. They state that most customers that repaired their credit using their services saw at least a 40-point increase in their credit score. This is comparable to other credit repair services, and we like that Lexington Law offers a range of service levels designed to accommodate all budgets. Our stance is that its a great company to work with and most Credit Saint reviews from past customers validate this position. Both Lexington Law and Credit Saint offer robust credit repair packages. Also, note that no company can remove legitimate items from a credit report. Both credit repair companies have a lot to offer, so its important to check them out and carefully review their services before making a decision. Yes, Credit Saint is a legal company offering services in most parts of the country. One of the key benefits of bad credit loans is their flexibility. This process takes time, and you certainly do not want to take a shortcut. For instance, Lexington charges a basic set up fee of $100. These two companies have many similarities but also some differences that may be important when deciding between the two services. **The trust value is based on our independent research. They can be used for a variety of purposes, such as consolidating debt, covering unexpected expenses, or financin Credit Card Purchase Protection Explained. Credit Saint is accredited and highly rated with an A by the BBB, whereas Lexington Law has a C rating with the BBB and is not accredited. They must make a reasonable faith effort to resolve grievances raised by customers. Credit Weld is committed to providing you with the most up-to date, accurate and detailed information possible. You will find excellent online resources on the platform to help you know more about how credit scores work and what you can do to have an impressive score. Choose which one will help you the most. Top Consumer Reviews may earn money when you click on a link. Each year, Credit Saint continues to maintain its coveted A+ rating with the Better Business Bureau. Not many people are fully aware of what credit repair firms do or why they need to hire one. All financial products, shopping products and services are presented without warranty. Is Credit Saint or Lexington Law Cheaper? A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. A live agent will also contact you to talk about the details of your credit history. You can choose from a variety of repair plans according to your requirements and budget. Fraudulent accounts opened under your credit by someone else. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Lexington Law may be able to help you repair your credit, but keep in mind that federal law prohibits any credit repair company from guaranteeing specific results. Blood pressure issues are very common in the United States. Fortunately, there are ways to remove incorrect items. On the positive side, the company provides full support to clients and offers tips on how they can improve their credit rating. 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